One final cost is pathology to determine if the mole is cancerous or precancerous. This isn't usually necessary if the mole has been there a very long time. If the mole is new, has changed recently, or has other suspicious features like bleeding, your health insurance should cover the cost of removal and pathology. If you don't have insurance or if you prefer to have a mole sent even when it's being removed for purely cosmetic reasons, then pathology will cost an additional $125-200.
Treat with apple cider vinegar. Get a cotton ball and soak it in apple cider vinegar until it is totally saturated. Place the cotton ball on your skin tag and hold for a few minutes. You can move the ball in a circular motion on the skin to increase absorption if you like. Repeat this process three times per day until your skin tag falls off. This method is usually quite effective. Depending on your skin the vinegar may not be as effective so you can try using apple cider by itself. 
Every dermatologist has a slightly different charge for mole removal. The price is based upon the size, shape, location and complexity of the removal. For instance, a very small mole in an area that is not cosmetically sensitive can be removed simply and without sutures whereas a mole that is larger and deeper will require more work such as layered closure with sutures.
There are no currently medically approved creams for the removal of skin tags. Skin tags are typically removed by physical methods like cutting off or tying off with dental floss. It is not advisable to use unapproved products like Dermasil, wart removers, tea tree oil, nail polish, toothpaste, or hair-removal creams like Neet or Nair. Trial uses of unapproved creams may cause irritation and possible secondary complications.
The causes of skin tags are not entirely clear but their presence in skin fold areas suggests that friction or frequent irritation is a potential cause. The condition appears to have a genetic component (there is a tendency for skin tags to occur in families) but other potential causes include hormonal imbalances. For example, skin tags are associated with agromegaly, the growth hormone disorder.
Tying skin tags off is a popular method to remove skin tags in a medical office. Until recently there weren’t many options available to do this easily and safely at home. Now you can find devices that do this for you that minimize the risk of infection. A popular device that does this for you is the Tagband Device. With this device that comes in a skin tag removal kit, you can easily get rid of your skin tags at home. Check out a step by step video on how to use it here.