If the procedure is for cosmetic purposes, then it is unlikely that insurance will pay for the costs. Most cosmetic procedures are not valid for insurance coverage. If the mole is diagnosed as cancerous, insurance will most likely cover the removal. As soon as the mole is evaluated by the doctor, we will verify insurance to make certain of any coverage that may exist.
If patients have a large number of skin tags or if the lesions are bothersome, then GP treatments include cryotherapy (with liquid nitrogen), surgical excision or burning off the skin tag with a Hyfrecator (an electrosurgical device). Both surgical excision and hyfrecation give instant results. With cryotherapy patients will often need a few treatments before the lesions completely clear.
Removing skin tags can be done easily in a dermatologist’s office. Most of the time, the appointment begins with the dermatologist inspecting the skin tag to be sure that it is only a benign skin tag. Likely, the dermatologist is also ruling out any signs of infection as well. After that the dermatologist will probably clean the area and use one of the following procedures to remove your skin tags:
Repetitive friction and wearing tight clothes may contribute to skin tags in people who are overweight. According to a medical paper written by dermatologists in Spain, an obese patient, whose job required repeating lifting of her arms, developed a pattern of skin tags along her bra straps from the constant friction. Avoiding tight clothing if you are overweight is suggested.
"If the skin tags are a little bigger or they have more of a thicker stalk at the bottom, then I like to just do a miniature injection of lidocaine to numb the skin and just snip them right off with some very sharp sterile scissors. It only takes a second to do," says Geraghty. "Even with that method I usually do a little bit of cautery after to burn the base because these skin tags have their own blood vessel supply. Burning the base also puts a little scab on it."
Tying a String. For an elongated skin tag, your physician may tie a sterile string around the base to cut off the blood supply, causing the skin tag to die. As skin tags do have a blood supply of their own and doing this technique improperly can cause excessive bleeding, it is not recommended to do this yourself. When deciding how to remove skin tags, there are other safe and effective at-home treatments you can try.

“My preferred method is snip excision (cutting off the skin tag base with sterile surgical scissors) and cautery of the base to help stop bleeding and reduces the chance of regrowth,” says Dr Yip. “This method allows multiple skin tags to be removed in the one session and is usually scarless. Extensive treatment may need local anaesthetic. Other methods used by dermatologists include cryotherapy (freezing), surgical excision and ablative laser.”


One final cost is pathology to determine if the mole is cancerous or precancerous. This isn't usually necessary if the mole has been there a very long time. If the mole is new, has changed recently, or has other suspicious features like bleeding, your health insurance should cover the cost of removal and pathology. If you don't have insurance or if you prefer to have a mole sent even when it's being removed for purely cosmetic reasons, then pathology will cost an additional $125-200. 

Every dermatologist has a slightly different charge for mole removal. The price is based upon the size, shape, location and complexity of the removal. For instance, a very small mole in an area that is not cosmetically sensitive can be removed simply and without sutures whereas a mole that is larger and deeper will require more work such as layered closure with sutures.
Mole removal surgery and recovery generally is simple. If the depth of the mole merits an excision, stitches are used for closure and are left in for approximately one week. If the mole is superficial, it may be shaved, and no stitch will be required. In these cases, the mole removal site will form a scab that will fall off within a week. Once the scab comes off, the underling area is usually a pink or reddish color, which may take several weeks to blend in with the surrounding skin. Regardless of the technique used for mole removal, the area should be kept clean and protected from the sun with a high SPF.
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Michelle Nguyen, a dermatologist and the director of Mohs micrographic surgery at Tufts Medical Center in Boston, tells Allure that what we call skin tags are really just benign skin lesions composed of normal skin tissue. New York City dermatologist Joshua Zeichner adds that skin tags, comprised of extra skin and fat, can happen to anyone. There is, however, a genetic component to them, and people whose parents had them are more likely to get them themselves.

Which skin conditions occur during pregnancy? Some common skin conditions can affect women during pregnancy, including hyperpigmentation, stretch marks and skin tags. These may be due to physical or hormonal changes. Some will disappear after pregnancy, but others, such as stretch marks, may remain. Topical creams may help, but check with a doctor before use. Read now
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