If the procedure is for cosmetic purposes, then it is unlikely that insurance will pay for the costs. Most cosmetic procedures are not valid for insurance coverage. If the mole is diagnosed as cancerous, insurance will most likely cover the removal. As soon as the mole is evaluated by the doctor, we will verify insurance to make certain of any coverage that may exist.
If the skin tag is very small, the first thing Geraghty does is spray the bump with cold liquid nitrogen, a non-toxic substance. It's sprayed out of a can and is approximately -320 degrees Fahrenheit. “We direct this very cold spray of gas onto the spot for a few seconds, then we take a break and then we do a few seconds more and usually that’s enough to make the skin tag fall off within a few days,” said Geraghty.
Those who are concerned about scarring should consider seeking out a plastic surgeon as they understand the cosmetic approach to take. This is recommended especially to those who have larger moles. A plastic surgeon will focus on minimizing scarring as much as possible. Post-surgery care is especially important to create a natural, attractive outcome.
Many people who develop skin tags simply choose to leave them alone. If, however, you find a skin tag unsightly or find that it’s becoming irritated by shaving or rubbing on clothing or jewelry, you can have it removed by a doctor. The two most common methods are cryotherapy, in which the tag is taken off using a freezing solution, or cauterization, in which the tag is burned off. There are also home kits available (similar to wart removal kits), but they may only be appropriate for certain small tags. Consult your healthcare provider for advice, especially if the tag is large (in which case a biopsy may be taken), or it is near your eye.
I have been using the H Moles Formula for about 5 weeks. The biggest mole was near my right eye and it fell off immediately - like within 48 hours . . . however, I have several smaller, tiny ball on my neck and face which are taken a bit more time. I'm going to stick with the oil until I run out of it and see what happens. Keeping my fingers crossed! * - Nedra
Some doctors said skin tags wouldn’t grow. Some told me they would keep growing. Most of them said they would increase in frequency as a person ages, and sure enough, what did I find over my eyelid the other day — a tiny little skin tag, just where the lid rubs against my brow. For cosmetic reasons, I’d consider getting that one removed, though the thought of liquid nitrogen on that thin skin makes me shudder, as do the aesthetics of a giant Band-Aid on my face for days.
Make a dermatologist appointment. The majority of skin tags are harmless, but it is best to talk with a dermatologist if you notice that the tag is darker than your skin color, large in size, or unusual in shape. If you remove the tag without consulting a professional you could lose valuable time in the event that it is a sign of a larger problem.
Treat with apple cider vinegar. Get a cotton ball and soak it in apple cider vinegar until it is totally saturated. Place the cotton ball on your skin tag and hold for a few minutes. You can move the ball in a circular motion on the skin to increase absorption if you like. Repeat this process three times per day until your skin tag falls off. This method is usually quite effective. Depending on your skin the vinegar may not be as effective so you can try using apple cider by itself. 
Be aware that home remedies are not supported by medical evidence. Most home remedies are based on anecdotal evidence, meaning that some people have tried these remedies and reported that they had success. However, treating a mole at home can be unsafe and high risk. The mole may be cancerous and this requires medical treatment. Make sure to talk with your doctor about your moles before trying any home remedies.
Repetitive friction and wearing tight clothes may contribute to skin tags in people who are overweight. According to a medical paper written by dermatologists in Spain, an obese patient, whose job required repeating lifting of her arms, developed a pattern of skin tags along her bra straps from the constant friction. Avoiding tight clothing if you are overweight is suggested.
Don’t impulsively deem any protruding bump as a skin tag; after all, there is an overwhelming number of things it could be—moles and seborrheic keratoses can closely resemble skin tags. Even worse, it could be something that requires medical treatment such as genital warts (possible indication of a sexually transmitted disease). Some growths could also be an extension of glands on the skin, and they can get infected if you’re poking at them at home. As a rule of thumb, if the tag is pigmented, see a dermatologist to get it evaluated. And here are 11 other skin mysteries you should know about.
Doctors do not recommend that you snip off you skin tag yourself. "I see patients come into my office and you know they’re in pain because they've tried to clip the skin tags off themselves," says Geraghty. "Maybe part of it was left behind so it’s just having a hard time healing, or they’ve tried to do that trick where they try to tie dental floss or thread around it to strangulate the skin tag and end up killing part of the tissue but not the other, which is still hanging on. These patients will end up with a sore, red, inflamed, tender bump."
The location and size of a mole may cause cosmetic concerns, as well as physical irritation. For instance, if a mole exists on a certain part of the neck, it may become caught in a necklace, causing discomfort and sometimes bleeding. We think these are good reasons to seek cosmetic mole removal, and we are happy to help you feel more comfortable and more satisfied with your appearance. More than just removing moles for cosmetic reasons, our team ensures that we evaluate all moles before removal to rule out abnormalities that may indicate skin cancer.
I went on my way after my doctor’s appointment, relieved. But maybe I shouldn’t have been. Many doctors I've spoken to say people with obesity are more likely to get skin tags due to the increase in skin friction. I probably weighed 120 pounds (lbs) booted out in snow gear. But there are other risk factors for skin tags — factors that, if you’re suffering from them, may be worth investigating.